A health insurance policy in today’s world is a must have that each one of us. It is important for one to get oneself insured so that nothing bothers you financially during the time of any medical emergency. Also, because the medical costs are high and are rising constantly, you must get yourself insured. Do not let any medical emergency disturb your peace and give you emotional and financial stress.
Why should you buy a health insurance?
- Do not completely rely on corporate health insurance
A corporate plan ceases to exist once you retire or change your job. Also you can never know when any medical emergency can occur anytime, so you should always be prepared. Thus relying completely on your corporate insurance can be a mistake on your part. Thus buy an individual health plan so that you are not troubled in case your individual plan cases.
- Increase in the number and frequency of health threatening diseases
Given the data and statistics, it is clear that over the decade the number and frequency of the life threatening diseases have increased much. With the increase in medical cost any small event can aslo incur a lot of money and includes huge expenses. The people belonging to low income group can hardly attain good medical care and services due to high prices incurred. Thus a health insurance policy can assure a good health services for you.
- You become emergency ready
Calamity and health related emergency come unannounced. A health insurance policy helps you get covered and stay prepared for nay kind of mishap that might catch you off guard. Buy an individual health insurance plan or a family health insurance plan that covers your entire family so that you are forever ready for any medical emergency that might arise and disturb your peace and happiness of your family.
- Benefit of tax
Under section 80D of the insurance act, you can be exempted from paying the premium. Also, there have been certain amendments that have decreased the amount of premium paid. For senior citizens, the amount limit is set at 30,000.
- Your hard earned money is valued
Apart from taking care of your hospitalisation, a health insurance policy also takes care of your daily care allowances, food, commute from home to hospital and all the other daily expenses.
But it is also important to make sure that you read all the documents and understand the terms and conditions of the policy that you are opting for. Some of the benefits are customised and thus might need extra premium.
Buy the policy online
Given our professional engagements, jobs, family etc, we do not get the time to meet the agents and decide for our policy, also because there are so many available and not all the truth is revealed to us by the agents, it is important to go for a policy compare online, because, it can be done easily online without any hassle and fuss.
There are several benefits that you get while buying a policy online:
- 24*7 customer assistance
- Hassle free and quick process
- You get complete transparency and a quick access to various plans
- Assistance in claim reimbursement
with all these reasons being enough, you should definitely go for a health insurance policy. It is always better to be safe than sorry.