Best Health Insurance Plans For Family

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Family is not just an important thing, family is everything this is not just the statement that we hear but it is one thing that conveys the value that our family holds for us. Family health thus is the most important thing that one should care and to help you do that, there are different best health insurance plans for family.

Best-Health-Insurance-Plans-For-Family

Family health insurance plan lets you have a single insurance for all the members of your family and you can even add your in laws in the policy if you wish as per the plan you choose. There are various plans available for you but before you choose the plan, there are things that are worth your attention and consideration.

Basically the family health insurance plan is divided into two parts:-

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Medical Insurance Medical Insurance basically provide coverage against the hospitalisation expenses related to your treatment. Under the same the person get the required coverage in the form of cashless benefits or the reimbursement.

Critical Illness Insurance Plan This plan is especially designed in a way that can offer the required coverage against critical diseases such as heart attack, stroke, kidney failure, etc. However, companies do not provide this as a family health plan, you have to buy it as an additional cover.

Why should you buy best health insurance plans for family?

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Here is a list of reasons that justify the need of a health insurance plan for family:

  • Health issues can suddenly arise and catch you off guard.
  • In today world, the chances of contracting cancer and other illnesses is high.
  • If you are not rolling in dough, chances are you will need to figure out how to fund your treatment.
  • Medical costs have risen substantially over the past few years.
  • A health insurance plan will take care of most of the expenses associated with treatment and lighten the financial burden.
  • Cashless facility offered by all insurers can help reduce out-of-pocket expenses. The patient can focus on recovering and be at peace knowing that the finances are taken care of.
  • The financial burden will not fall on the family of the insured person.
  • Insurance companies provides added benefits such as emergency assistance, ambulance cover, critical illness cover, hospital cash and so on.

Now when you have got the reasons to buy the plan, here is a list of plans that you choose from, suiting your requirements.

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Pany Plan Key Features/benefits Premium*
Bharti Axa Smart Health
  • Coverage for pre-existing disease after 4 years
  • Higher sum assured
  • No co pay
  • No limit on room rent
  • Wider coverage
Rs.12064
Apollo Munich Optima Restore
  • Coverage for pre-existing disease after 4 years
  • High sum assured for entire family
  • No co pay
  • No limit on room rent
  • Existing disease are covered after 3 years
Rs.15274
Cigna TTK Prohealth Plus
  • ingle Private room
  • Free health checkup
  • Maternity cover
  • Wider coverage
  • Pre-exsiting disease are covered
Rs.16063
Max Bupa Health Companion Family Floater Plan
  • Lifelong renewability
  • No claim Bonus
  • Day care procedures are covered
  • Free health checkup
  • Non Allopathic treatment covered
Rs.13718
Oriental Insurance Happy Family Floater Silver
  • Domiciliary hospitalization
  • Allopathic Treatment covered
  • Wider coverage
  • Lifelong renewability
  • Pre-existing disease covered
  • Affordable premium
Rs.9297
TATA AIG Mediprime
  • Domiciliary hospitalization
  • Allopathic Treatment covered
  • Free health checkup
  • No co pay
  • Wider coverage
  • Lifelong renewability
  • No room rent limit
  • Pre-existing disease covered
  • Affordable premium
Rs.12064
Bharti Axa Smart Health
  • Coverage for pre-existing disease after 4 years
  • Higher sum assured
  • No co pay
  • No room rent limit
  • Wider coverage
Rs.12064

Best Health Insurance Plans For Family

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Health is the most important thing that we have in life and if we are healthy, we can face the all the challenges that life throws at us.

Best health insurance plans for family gives you what you need in order to have a life filled with happiness and free of stress and worry in case of any health related emergency that might occur and trouble you.

The advantages of the best health insurance plans for family are:

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  • Cashless facility
  • Coverage for family including parents and spouse
  • Ambulance facilities and room rent
  • Day care charges
  • 24*7 customer services

etc are various things that you get when you buy best health insurance plans for family.

Choose any plan and secure the life of your family and loved ones because one should be prepared for all the challenges that might throw at you.

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