Best Online Travel Insurance

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An insurance that facilitates your travel in your own country or in a foreign country, whether you are travelling for fun or with family or going for higher studies, a travel insurance plan covers everything that might trouble you while you are travelling.

Best-Online-Travel-Insurance

here are the few things that you need to keep in mind

Covers Flight Delay and Cancellations

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  • No Extra Cost for Pre-Existing Diseases
  • Covers for Passport and Baggage l Loss
  • Personal Accident and Liability Covered
  • Quick Claim Reimbursement with Cashless Options

key features of best online travel insurance

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  • Compensation for Flight Issues A travel policy provides you with compensation in certain cases, including flight delay or cancellation. This usually is covered in the case of travelling abroad. You will be provided with accommodation during the waiting period.
  • Medical Emergency & Hospitalisation What if you met with an accident during your trip or a medical emergency strikes all of a sudden? It’s your travel policy that bears the expenses, including hospitalisation or medical treatment for bodily injuries, ambulance fee, etc.
  • Travel & Accommodation Any emergency causing trip termination or delay is typically covered by travel plan. In the meanwhile, expenses arising out of hotel accommodation, in-between transportation, air ambulance (if required due to a medical emergency), etc. are settled under the coverage of your travel policy.
  • Legal Liability & Expenses Travel policies provide coverage for legal liabilities and corresponding legal expenses whatsoever, in addition to coverage in term of medical and accommodation expenses.

Now when you have got the reasons to buy the plan, here is a list of plans that you choose from, suiting your requirements.

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Travel Insurance Companies Eligibility Medical Checkup Inclusions Exclusions
SBI Travel Insurance 6 Months to 70 Years Not required
  • Accidental cover up to 10% of the coverage limit ($25K)
  • Personal liability cover up to 50% of the coverage limit (or $2,00,000)
  • Loss or passport, checked baggage, cover against hijack, etc.
  • Claim filed by an individual who is part of Military, Airforce, or Navy.
  • Any claim arising in relation to a nuclear or civil war, or when traveling via an aircraft not licensed to carrying passengers.
  • Loss or injuries arising from mountain climbing, racing, or any professional sports.
  • Claims arising from any of the criminal acts.
TATA AIG Travel Insurance Up to 70 years N/A
  • Accidental Death or Dismemberment
  • Delay or Loss of baggage, Personal liability, passport loss, hijack cash benefit, or trip delay or cancellation
  • Traveling despite physician’s advice or for medical treatment
  • Claims arising from a pre-existing condition
  • Attempt to suicide, mental disorder, STD, depression
  • Claim arising from a war, life-threatening sports, etc.
Bajaj Allianz Travel Insurance Up to 75 years of age N/A
  • Hospitalization expenses, loss of baggage, trip delay or cancellation
  • Emergency cash in foreign land
  • Attempt to suicide due to mental disorder, drug or alcohol consumption
  • Treatment other than allopathy, pregnancy or childbirth, miscarriage, abortion
  • Loss or passport
HDFC ERGO Travel Insurance 6 Months to 70 Years Not required until you're 70
  • Emergency medical expenses
  • Dental expenses (if any)
  • Emergency hospital cash
  • Personal accident coverage
  • Flight delay, loss of checked baggage, passport
  • Flight hijack cover
  • Attempt to suicide due to mental disorder, drug or alcohol consumption
  • Treatment other than allopathy, pregnancy or childbirth, miscarriage, abortion
Bharti AXA Travel Insurance 3 Months to 60 Years N/A
  • Expenses arising from emergency medical evacuation/death
  • Personal accident causing death or dismemberment
  • Loss or passport or other traveling documents
  • Flight delay/loss of checked baggage
  • Any pre-existing medical condition
  • Expenses arising out of a cosmetic surgery unless due to an accident
  • Injuries arising from fatal sport activities, viz. bungee jumping etc.
  • Loss of baggage or passport unless reported within 24 hours of its occurrence
  • Partial loss of any item within the checked baggage is not covered.
Future Generali Travel Insurance 6 Months to 71 Years71 to 80 Years (Senior Citizen) N/A
  • Loss of checked baggage
  • Compensation for duplicate passport if lost
  • Personal accident causing death or permanent dismemberment
  • Pre-existing medical conditions
  • Emergency arising out of consumption of alcohol or any other intoxicants
  • Self-inflicted acts causing bodily injuries
  • Medical emergency arising out of pregnancy, miscarriage, abortion, or during childbirth
IFFCO Tokio Travel Insurance N/A Not required until you’re 70
  • Health care expenses are covered, including dental treatment
  • Daily hospital cash
  • Loss of passport
  • Personal accident
  • Personal liability
  • Loss of baggage
  • Flight delay
  • Any existing condition leading to claims after policy commencement
  • Claim filed by an individual who is part of Military, Airforce, or Navy.
  • Claims arising from riots, terrorist activities etc.
  • Injuries caused indirectly due to radioactive, hazardous, ionizing acts etc.
Apollo Munich Travel Insurance 6 Months to 70 Years N/A
  • Medical assistance
  • Loss of checked baggage
  • Hijack distress
  • Personal accident causing death or permanent dismemberment
  • Trip delay or cancellation
  • Expenses incurred for obtaining a fresh passport
  • Sole purpose of journey is to avail medical treatment
  • Any claim arising in relation to a nuclear or civil war, revolution, invasion, riots, nuclear or radioactive contamination etc.
  • Medical emergency arising out of pregnancy or childbirth, miscarriage, abortion
  • Injuries arising out of fatal sports activities scuba diving, mountain climbing, parachuting etc.

Best Online Travel Insurance

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  • Covers Flight Delay and Cancellations
  • No Extra Cost for Pre-Existing Diseases
  • Covers for Passport and Baggage Loss
  • Personal Accident and Liability Covered
  • Quick Claim Reimbursement with Cashless Options

These are few of the benefits that you get on buying best travel insurance online apart from getting the best and accurate information about the plan that you are choosing along with the reviews from the other customers and insurers too.

Best online travel insurance secures your much needed travel and lets you have much needed break.

Covers you against any health emergencies: it is important because if you are travelling to a foreign country a minor physical ailment can cost you a fortune, best online travel insurance secures you against that.

Claim your flight cancellation or delays: when you are all ready to embark on your travel and due any issue technical or otherwise, if your flight get delayed or cancelled, your entire vacation mood is spoiled. Travel insurance India offers you coverage against these cancellation and delays.

Replacement or loss of luggage and emergency: travel insurance will assist you in case your bags or luggage gets misplace and also if you face any kind of emergency situation in India or abroad.

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