With various advantages in medical sciences, it has certainly been sure that a person lives more than how much one lived earlier, that is medical advances have certainly increased the life expectancy of an individual. But due to increase in the cost of medical treatment, most people find it very difficult to fund the medical expenses because of high expenses.
Thus it becomes important to buy best medical health insurance policy. Here are reasons that will lure you to buy the best medical health insurance policy:
- Health issues can suddenly arise and catch you off guard.
- A health insurance plan will take care of most of the expenses associated with treatment and lighten the financial burden.
- Cashless facility offered by all insurers can help reduce out-of-pocket expenses. The patient can focus on recovering and be at peace knowing that the finances are taken care of.
- The financial burden will not fall on the family of the insured person.
- Insurance companies provides added benefits such as emergency assistance, ambulance cover, critical illness cover, hospital cash and so on.
With these reasons to lure you to buy medical health insurance policy, here are the list of advantages that you will get when you invest in the best medical health insurance policy:
- Cashless facility: Avail the cashless facility at the network hospitals during any health related emergency that might occur any time.
- Tax benefit: Claim tax deduction on the health insurance policy premium under Section 80D of the Income Tax Act.
It covers medical expenses that occur due to illness for 30 days before the insured person was hospitalised. The days of pre-hospitalisation included under the plan may vary from one insurer to another.
It covers medical expenses that occur due to illness for 60 days after the insured person was discharged. The days of post-hospitalisation included under the plan may vary from one insurer to another.
These are only a few benefits that you get when you best medical health insurance policy but there are still more