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Policy21st Private Limited
KH-192/G 9, 25 FUTTA ROAD

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Mobile Number: (+91) 879 120 2121

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Why to buy Health Insurance ?

Health Insurance

Nowadays, people are busy in their day-to- day life and typically, they don’t have time to look after their health concerns. The hectic lifestyle makes the body suffer from high levels of stress that can lead to serious health issues. In case you need medical treatment, you should be covered by a health insurance.

Health Insurance

health insurance premium plan

covers the costs that may arise due to any unforeseen hospitalization/ medical procedures. Health insurance covers the medical expenses for illnesses, injuries and other medical conditions.

In general, a health insurance plan offers a financial guard against financial drainage on several diseases. With a

health insurance premium plan

, you don’t need to worry about the treatment expenses.

Keeping in mind the rising medical costs and spurt of diseases buying a health insurance is mandatory. A medical emergency can knock anyone's door and impact a person both emotionally and financially. As a result, financial advisors suggest that it is prudent to

buy health insurance plan

and health care policy early in life.

Hotline Assistance: 24-Hour
Policy Modification: Online
Windows insured: Yes

Best Health Insurance Policy in India

About Health Insurance

Best medical Health Insurance plan

or Mediclaim is a kind of insurance which wraps the expenses incurred on medical hospitalization and treatment given by the doctors. It works as a cover for the policyholder against any money related constraints coming out from the medical emergencies. When it comes to unexpected hospitalization, illness or even accident, health insurance rightly takes care of the expenditures on medicines, blood, oxygen, ambulance, hospital room, different tests and about all compulsory costs required to pay. By settling down a small premium on a yearly basis, one can make sure that any big medicinal expenditure, if incurred, will not create a hole in your bank account. The plan can be taken for a person, family or even group..

Top Benefits offered with

Best Health Insurance Policy in India

Cashless facility

Every health insurance company normally ties up with lots of reputed and recognized hospitals in order to give completely cashless health insurance services. If you got admitted to any of the network hospitals, there is no need to pay the expenditures from your pocket. The selected insurance company will reimburse the entire costs to you later.

Pre-hospitalisation expenditures

If you have expected treatment costs for the illness for which you afterward get admitted to a hospital, the company will take care of the whole cost as well. Normally, the payout is for costs deserve between 30 to 60 days ahead of hospitalization.

Hospitalisation Expenditures

Costs settle down if a policyholder is getting admitted to the hospital for 1 day or more and all costs will be settled by the health insurance plan.

Post-hospitalization expenditures

If a person is discharged from the hospital, he or she will require handling the cost during the period of recovery. The majority of the medical policies will cover the expenditures follow up 60 to 90 days after hospitalization.

Day Care Procedure Expenses

Due to new innovative technology, lots of treatments don’t need more than 24 hours of hospitalization. The health insurance policy will cover the costs invited for these treatments too.

Ambulance Charges

In the majority of cases, the ambulance charges are calculated by the policy and the policyholder generally doesn't have to tolerate the load of the same.

Advantages for Tax


Health Insurance Premium Plan

Health Insurance Premium Plan is counted for Under Section 80D of the Income Tax Act. The tax benefit of the Income is offered to the buyer for the premium amount until a most of Rs. 15,000 for normal and Rs. 20,000 for senior citizen correspondingly.

Cover for regular Diseases

Health insurance policies offer the services of covering past diseases after 3 or 4 years of endlessly renewing the plan, i.e. if somebody has diabetes, then after the conclusion of 3 or 4 years of nonstop regeneration with the similar insurer, some hospitalization due to diabetes will also be enclosed.

No-Claim Bonus

If there has been no declaring in the past year, an advantage is passed on to the policyholder, either by decreasing the best or by boosting the sum confirmed by a confident percentage of the working premium.

Check-Up of Health

Many of the health insurance policies have an ability of free health check-up for the well being of the person if there is no way made for a definite number of years.

Expenditure of the Organ Donor

The medical expenses taken in harvesting the organ for a relocate is remunerated by the policy.

Why go for a

Health Insurance Policy Compare

with us?

Health expenditures are increasing significantly each day and so are the health threats. With a wide collection of health insurance policies, the job of selecting the best health insurance policy for your requirements can be quite tough and puzzling. We provide you with proportional health insurance quotes to choose the top health insurance policy in a quick and simplified way. One can also evaluate the features of special health insurance policies to make sure the best health insurance policy for your needs.

Health Insurance Policy Compare

will provide the reasons to choose us over any other insurance company. Here is a list of advantages that will surely lure us into accepting us as your policy partners.
  • With the help of an instant online calculator, you can contrast health insurance premiums simply
  • With the features of the plan, it is better to go for the good Comparison of the Best Health Insurance
  • Surely, we are fair with the comparison
  • Quotes are free of cost!

  • Best medical health insurance policy

    will give these facilities and we are sure you’ll not hesitate in choosing our best medical health insurance policy.

    Cashless facility
    One can take benefits from the friendly cashless claim authorization and find outstanding healthcare services everywhere. What all you need is to inform us 48 hours before planned hospitalization or just 24 hours in case of emergency in order to take benefits from the cashless claim services at the different network centers.

    Critical illness plans

    These plans promise to give a benefit of the fixed amount if some critical illness needs to be diagnosed. The critical sickness or diseases are covered under list defined on a specific plan. Our critical illness plan is available to wrap up more than 40 illnesses and gives an e-opinion if the diagnosis of a serious sickness as well. The availed amount can be easily used to cover the treatment cost but also work as a supplement of income.

    Hospital Cash benefits with us

    Benefit plans Hospital Cash/Surgical

    Such plans promise to give fixed payouts in case of definite hospitalization events which may comprise being admitted to the rest home, daily hang about assistance in case of extended stay and also lump sum settled for a fixed type of surgery.

    Accident insurance plans

    Accident insurance plans give a pre-fixed cash amount on the incidence of death, disablement or even the broken bones happened due to some accident. This plan may also cover medical cost, charges of emergency ambulance and offer an education fund for dependent family members.


    The Healthline toll-free is a confidential and free healthcare information service offered with all sort of the money borrowed. This service is handled by particularly trained health professionals who provide you the health coaching. One can look ahead with the primary consultation, single referrals, health, nutrition and diet linked information and health-related counseling among others. One can also find the supervision on what to do in case of small illnesses or injuries. One might look ahead to appreciate the conditions one need diagnosed with or find information on the chronic diseases as well.

    Well-organized, fast and transparent customer service

    We focus on creating a relationship with the customers that are working beyond the transaction. The company promises to give complete integrity, transparency, and clear communication. The customer service representatives are equipped with a comprehensive understanding of our policies, exclusions, and coverage among others. They are perfectly sported to respond the queries and guide you from the first step of buying a policy online to the course of creating as well as renewing your policy among others.


    Key benefits under the Best Health Insurance Plans in India and are covered by most of the Mediclaim Policies :

    Hospitalization Expenses

    A health plan covers in-patient hospitalization costs occur due to an accident, illness, or a medical/surgical procedure. Typically, your health insurer will pay for room rent, nursing, medical practitioner, anesthesia, blood, oxygen, surgical appliances, operation theater charges, medicines, drugs, consumables, and other devices required during a surgical procedure. This benefit is covered in most of the Indemnity based best medical insurance in India.

    Pre-Hospitalization Expenses

    It covers medical expenses that occur due to illness for 30 days before the insured person was hospitalized. The days of pre-hospitalization included under the plan may vary from one insurer to another.

    Post-Hospitalization Expenses

    It covers medical expenses that occur due to illness for 60 days after the insured person was discharged. The days of post-hospitalization included under the plan may vary from one insurer to another.

    Cashless Treatment

    Best Health Insurance in India offers Cashless Treatment under its Health Insurance Policy. Most of the insurers offer the facility of cashless treatment provided you are hospitalized in one of the listed network hospitals of your insurance company. In the case of cashless hospitalization, your insurer will pay your hospital bills. If you go to non-network hospitals, you can claim for reimbursement of medical expenses that are covered under the plan.

    Free Health Check-up

    You can avail the benefit of free health check-up under your health. It includes a comprehensive health check-up for members covered under the plan. Some insurers offer health check-ups on renewal, and some provide this benefit of free health check-up upon claim-free years.

    Day Care Procedures

    Some medical surgeries require hospitalization for less than 24 hours. Several insurers also pay for such events where you are not hospitalized for 24 hours rather admitted for few hour basis the treatment or surgery.

    No Claim Bonus

    No Claim Bonus (NCB) is a benefit under your health plan if the insured person has a claim-free policy year. The advantage of NCB transfers to the insured is either through an increase in the sum assured or specified discount on the premium charges for the succeeding year. Being a healthy individual, you can enjoy a claim-free year and take benefits of NCB under your health plan.

    Hospital Cash Benefit

    A hospital cash allowance is payable on a day to day basis. The hospital cash benefit depends on the terms of the policy. A specified minimum stay in the hospital is required to avail this facility.

    Emergency Ambulance Benefit

    Some insurers cover the ambulance charges for transferring the insured from home to hospital. The coverage amount of ambulance charges depends on the policy terms.

    Tax Benefits

    The premium amount you pay for your own health policy or your family’s health plan is considered for tax benefit under section 80D of the Income Tax Act 1961. These benefits are subject to change in tax laws.

    Note: The benefits mentioned above may differ from one insurer to another. Read your chosen Health Plan policy wordings carefully for more details.

    What People are saying about us.

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    Our Partners

    • Star Health Insurance
    • Religare Health Insurance
    • Bharti AXA Insurance
    • Cigna TTK Health Insurance
    • Max Bupa Health Insurance
    • Universal Sompo General Insurance

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